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Savvy Senior: Tips and resources for long-distance caregivers

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Q: What kinds of help are available to long-distance caregivers? My mother has gotten very forgetful and has fallen a few times over the past year, but is determined to stay living in her own house. How can I help her from 700 miles away?

A: You may want to start by having your mom get a geriatric assessment. This is a professional evaluation to identify her needs and a suggested plan to manage her care. To find a professional who does this, contact your mom's doctor or visit the National Association of Professional Geriatric Care Managers at www.caremanager.org.

If you decide to hire a geriatric care manager, he or she can set up and manage all aspects of care, and monitor your mom's ongoing needs. And if her health deteriorates they can determine if assisted living or a nursing home is the best option and find a suitable facility. Care managers charge hourly rates for these services ranging between $75 and $150 per hour, and it's not covered by Medicare. If, however, you don't want or can't afford to use a care manager, here are some things you can do yourself to help you manage her care.

Assemble a care team: Put together a network of people (nearby friends or family, neighbors, clergy, mail carrier, etc.) who can check in on your mom regularly. And be sure they have your contact information so they can call you if need be.

Find local resources: Most communities offer a range of free or subsidized services that provide seniors with basic needs such as home-delivered meals, transportation, senior companion services and more. To find out what's available, contact the Area Agency on Aging in your mom's community. Call (800) 677-1116.

Get a handle on finances: If your mom needs help with her financial chores, arrange for direct deposit of her Social Security and other pension checks (see www.godirect.org), and set up automatic payments for her utilities and other routine bills. Or consider hiring a professional daily money manager (they charge between $25 and $100 per hour) who can do it for her. See www.aadmm.com or call (877) 326-5991 to locate one.

Use technology: For about $1 a day, rent your mom a personal emergency response system. This is a small pendent-style "SOS" button that she wears that would allow her to call for help if she fell. These are available through websites such as www.lifelinesys.com and www.lifealert.com. Or check out home monitoring systems at www.grandcare.com or www.closebynetwork.com.

Hire home help: Depending on her needs, you may need to hire a home-care provider who can help with chores, personal care or medical issues. Costs vary from $12 to $30 an hour. To find home-care assistance, call your mom's doctor's office, the discharge planner at her local hospital or see www.medicare.gov/hhcompare.

Seek financial assistance: Visit www.benefitscheckup.org to look for programs that may help your mom pay for drugs, health care, utilities and other expenses.

Savvy tip: Call the National Institute on Aging at (800) 222-2225 and order its free booklet "So Far Away: Twenty Questions for Long-Distance Caregivers."

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