A former Richmond-area branch manager for a mortgage firm was sentenced this afternoon to 45 months in prison for defrauding mortgage companies and investors in a complicated, long-running scheme.
U.S. District Judge Richard L. Williams also ordered Stacey Lynn Chamberlain, 42, of Unionville, to pay more than $1.2 million in restitution and refused to let her turn herself in to begin serving her sentence at the end of August.
Chamberlain had not been in custody before yesterday, but Williams was clearly fed up. "I'm not going to give you any further opportunity to mess up the system," Williams told Chamberlain.
He told her lawyer, Mary Maguire, that, "your client has gotten by with everything she has ever gotten by with . . . I want her to experience as close to a slap between the eyes," as is possible.
Chamberlain pleaded guilty in May to one count of bank fraud and one count of wire fraud and was facing a sentence ranging from 41 to 51 months. The terms of her plea agreement called for the 45 months that Williams imposed.
She was indicted in March with bank fraud, 18 counts of wire fraud and interstate transportation of money taken by fraud.

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