Group lobbies for universal coverage

Without a doubt we need universal health care but everyone should be required to make a co-payment to reduce needless use of medical services (including me who has the finest medical coverage of all with no co-payment—retired military).  Somehow, the co-payment should be on a sliding scale based upon ability to pay rather than a fixed fee, but there should be a co-pay requirement to whatever is finally proposed. Surprisingly, I haven’t seen/heard much discussion regarding a co-pay clause in the universal medical proposals…..I do hope it’s part of any package.

I have the finest insurance coverage there is, and it is managed by the most unethical money grabbing company in the world.  They lie, intentionally delay, deny benefits without cause, put-off, and do anything possible to squirm out of their contractual obligations.  After all, they lose nothing if someone just gives up and pays the claims for themselves.  They mislead what they say they pay on their part and give kickbacks under the names of rebates and awards to those who should be providing medical service.  They will put you on hold forever, hoping you will just give up.  They fail to mail cards you need to prove you have insurance coverage before you can get medical treatment, and fail to mail any explanation to you about your claims.  All, for services for which they receive huge amounts of money.  This is especially true during the last two months of a year, where if they can delay approval until the next calendar year, another deductible will have to be paid!  They lie on the phone about what they will pay for prescriptions versus a drugstore, then make legal threats to get their inflated prices.  The employers, the doctors, the hospitals, and insurance companies are all in cahoots, and nationalization of this crooked mess is what they deserve.  There’s one price for work company supported policy premiums, yet another close to half of that amount for non-company supported premiums.  Really?  So, the company shows that they are paying half of the premiums, and the employee pays the other half, and that “half” amounts to the same amount of “full” non-company premiums!  Look at the doctor and hospital bills for amount charged and insurance agreed to fees for real corruption!  It’s your money or your life!  They just as soon have a gun pointed to your head, and they use it to financially ruin anyone.  Sure, you hear how much they donate to those who can’t afford to pay, but that’s only because those folks have already had all that they had taken from them for their medical bills and there’s nothing else to take so they write-off those over-inflated non-insurance fees as bad-debt.

The insurance companies are mobilizing to fight against universal coverage with fear ads. Who can blame them, they have made a ton of money on the backs of citizens. We are the only industrial country in the world w/o health care, 44 million and growing.  Will there be some flaws, sure in the beginning until the system is worked out. In the long run this will help our country both in industry and socially.  Our health care system is a mess and needs changing.
Robo