David J. Fairchild figured he would follow his father into the family insurance business. But that didn’t happen. His father died early, and the business was sold. “I never thought about being a banker,“ said Fairchild.

Company’s top executive leads Luck Stone as it adjusts to a recession after going through a period of expansion during the boom economy

Debra Ruh was comfortable working for corporate America, collecting regular paychecks and building up her retirement fund. She risked it all for TecAccess, a Hanover County-based provider of accessibility and workforce solutions.